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By completing this counseling session you will earn a credit counseling certificate which is valid for six months if you decide to proceed with the bankruptcy. The second credit counseling certificate is granted after you complete a debtor education course, also known as post-bankruptcy debtor education.
Pre-Filing Bankruptcy Credit Counseling – User Agreement. The Pre-Filing Credit Counseling consists of 3 steps.. Online course – This portion is available 24 hours a day, 7 days a week; Financial Analysis Review – A credit counselor will issue a Financial Analysis upon completion of the online course. Our credit counselors are available and financial analyses will be issued during the hours of.
Before Bankruptcy: Credit Counseling Certificate. Before you file for a Chapter 7 or Chapter 13 bankruptcy, a Credit Counseling Certificate is required by law.Non-profit Consumer Education Services, Inc. (CESI) is approved by the Executive Office of U.S. Trustees to issue certificates in compliance with the Bankruptcy Code.
Free Debt & Credit Counseling Services Online. This proprietary online credit counseling system will guide you through step by step in order to complete the intake forms that are necessary for our system to analyze your complete financial situation.
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Pre-Filing Bankruptcy Counseling A fresh financial start Is Within Reach.. Advantage CCS is a non-profit agency with over 45 years experience and is approved by the Executive Office of the United States Trustees to Issue Bankruptcy Certificates.
To begin your FREE pre-filing Credit Counseling session and obtain your Certificate(s) of Counseling for $5 per certificate, please click here. – Source According to the U.S. Trustee Program under the Department of Justice, the website is an approved agency and a Project of the Tides Center at 1014 Torney Avenue San Francisco, CA 94129 www.
These courses are also referred to as the pre-filing and post-filing courses. abacus credit counseling is an approved credit counseling agency, and Sage Personal Finance is an approved debtor education provider.* Together, we offer a convenient and affordable solution for your bankruptcy courses.
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