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All About Mortgage: 10/14/09 Mortgage rates set by independent lenders are also influenced by the interest rate which the federal reserve charges banks for borrowing money. In the early 1980s, high-rate loans emerged as a part of the Federal Reserve’s plan to fight inflation. By October 1981, the average rate for 30-year mortgages reached its all-time high of 18.63%.
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Even some conventional loans allow for down payments as low as 3 percent. Under the First-Time Home Buyer Incentive, Anita can apply to receive $40,000 in a shared equity mortgage (10% of the cost of a new home) through the program. This lowers the amount Anita needs to.
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Buying a new home or refinance an existing mortgage, Equity Prime is your trusted home mortgage lender to help you pick a right loan – Conventional, Renovation, FHA, VA and many more. As a direct lender, Equity Prime can control the entire loan process giving our clients great service with less stress.
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Shop for your new home loan or refinance an existing mortgage in Richmond VA. We offer many lending options with great rates and exceptional service. Professional Mortgage Corp. has been providing our clients with residential mortgages for home purchase and refinance since 1987.
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